Fees and Insurance

Fees
Sessions are $245.00 per 50 minute hour.  Couples fee is $275.00.  I also have a few slots set aside for those who cannot afford the full fee.  I accept cash, major credit cards and checks.  Sessions are typically weekly, but can vary according to your wants and needs. We will discuss this together and develop a plan with your therapeutic goals in mind.  Please note that I have a 24 hour cancellation policy to avoid being charged.

Insurance
I am considered an “Out of Network Provider”.  Services are provided on a “Fee for Service” bases and payment is your responsibility. Depending on your current insurance health plan or employee benefit plan, it is possible for services to be covered full or partial.  If you have out of network benefits and your deductible has been met, many insurance companies pay between 40% to 75% for out of network providers.  Once per month or as requested, I will provide you with a HCFA form with the necessary information for you to submit to your insurance company directly for reimbursement.  You will need to call your provider to verify coverage and reimbursement  compensation.

Questions you need to ask your insurance company to be clear on what you benefits are:

  • Do I have out-of-network mental health benefits?
  • What is my coverage- number of sessions or percentage- for a provider outside of the network?
  • What is my deductible and has it been met?
  • Do I need to get any pre-authorization before my first appointment to see an out-of-network provider?
  • Do my benefits cover a California licensed marriage and family therapist?